Is it possible to cut your evil wife from your family health care plan? So only you and the kids are covered?
March 102010
That’s the question. Let’s assume that you pay for an average employer-co-funded health care plan, and that you are married with two kids and your wife is evil. Is it possible to cut her from the plan but keep yourself and the kids? Evil must be destroyed, no?
Hmm… question is, is it a good idea, even if she IS evil? If you’re in a community property state, you’re going to be responsible for her bills (to at least some degree) until such time as you are legally divorced. As long as you’re legally married, it’s probably going to be better to keep her on your policy to limit your own obligations and liabilities.
After a divorce, you’re not obligated to keep her on your policy; however, she will probalby be entitled to keep it (assuming she pays for her own premiums) under the various COBRA laws – usually for anywhere from 18 months to three years.
March 10th, 2010 at 7:40 pm
LMAOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO
i’m sorry but this is toooooooooo funny…lol
Unfortunately, some plans do not allow you to make changes throughout the year. Some will let you add but not delete.
Call in the ins provider directly and ask.
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March 10th, 2010 at 8:10 pm
WoW Really I hope your name is not Eric K——- if it is I want a Divorce.
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March 10th, 2010 at 8:38 pm
Most plans will allow you to exclude a spouse but they must sign a wavier. Sounds like you are SOL. I think you might be able to drop the plan then reapply. You need to check with HR and be ready for some questions.
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March 10th, 2010 at 9:08 pm
Yes, there is a process designed for just that purpose.
It’s called "divorce."
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March 10th, 2010 at 9:32 pm
LOLLLL!
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March 10th, 2010 at 10:03 pm
Hmm… question is, is it a good idea, even if she IS evil? If you’re in a community property state, you’re going to be responsible for her bills (to at least some degree) until such time as you are legally divorced. As long as you’re legally married, it’s probably going to be better to keep her on your policy to limit your own obligations and liabilities.
After a divorce, you’re not obligated to keep her on your policy; however, she will probalby be entitled to keep it (assuming she pays for her own premiums) under the various COBRA laws – usually for anywhere from 18 months to three years.
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Me – who divorced an evil ex when he cut his own KIDS off from insurance.
March 10th, 2010 at 10:27 pm
LOL@ evil must be destroyed.
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