Is it possible to cut your evil wife from your family health care plan? So only you and the kids are covered?

March 102010


That’s the question. Let’s assume that you pay for an average employer-co-funded health care plan, and that you are married with two kids and your wife is evil. Is it possible to cut her from the plan but keep yourself and the kids? Evil must be destroyed, no?

Hmm… question is, is it a good idea, even if she IS evil? If you’re in a community property state, you’re going to be responsible for her bills (to at least some degree) until such time as you are legally divorced. As long as you’re legally married, it’s probably going to be better to keep her on your policy to limit your own obligations and liabilities.

After a divorce, you’re not obligated to keep her on your policy; however, she will probalby be entitled to keep it (assuming she pays for her own premiums) under the various COBRA laws – usually for anywhere from 18 months to three years.


7 Responses

  1. Ashes Says:

    LMAOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO

    i’m sorry but this is toooooooooo funny…lol

    Unfortunately, some plans do not allow you to make changes throughout the year. Some will let you add but not delete.

    Call in the ins provider directly and ask.
    References :

  2. justsouknow123468 Says:

    WoW Really I hope your name is not Eric K——- if it is I want a Divorce.
    References :

  3. al Says:

    Most plans will allow you to exclude a spouse but they must sign a wavier. Sounds like you are SOL. I think you might be able to drop the plan then reapply. You need to check with HR and be ready for some questions.
    References :

  4. Don't Trickle on Me Says:

    Yes, there is a process designed for just that purpose.

    It’s called "divorce."
    References :

  5. doubleflipkick Says:

    LOLLLL!
    References :

  6. Chicken Little Says:

    Hmm… question is, is it a good idea, even if she IS evil? If you’re in a community property state, you’re going to be responsible for her bills (to at least some degree) until such time as you are legally divorced. As long as you’re legally married, it’s probably going to be better to keep her on your policy to limit your own obligations and liabilities.

    After a divorce, you’re not obligated to keep her on your policy; however, she will probalby be entitled to keep it (assuming she pays for her own premiums) under the various COBRA laws – usually for anywhere from 18 months to three years.
    References :
    Me – who divorced an evil ex when he cut his own KIDS off from insurance.

  7. Ray Says:

    LOL@ evil must be destroyed.
    References :

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